What is an IPS?

Think of an IPS as your personal GPS in the world of investing – it outlines where you want to go, how you plan to get there, and keeps you on track along the way.

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Why should you have an IPS?

Just like a To-Do list keeps us focused, an IPS brings clarity, direction, and discipline to our investment journey.

Clarity

An IPS offers a clear roadmap for your financial journey, defining your objectives and strategies. It eliminates confusion, ensuring you understand your goals and how to achieve them.

Direction

Providing a personalized plan, an IPS guides your investments towards your desired outcomes. It offers a structured path, helping you make informed decisions aligned with your aspirations.

Discipline

Like a reliable rulebook, an IPS keeps you disciplined in your financial decisions. It prevents impulsive choices, maintaining consistency and steadiness in your wealth-building journey.

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How can Richify help?

Think of us as your trusted Sarathi guiding you in your quest to pen the most vital script of your financial future.

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The Richify Way

The "Richify Way" encapsulates an intimate understanding of each client's unique journey, a nuanced approach to risk, and a deep appreciation for the human aspects of investing.

Tailored Financial
Blueprints

We emphasize a bespoke approach, crafting personalized investment strategies that resonate with each client's financial aspirations and stage-of-life.

Balancing Risk &
Reward

We meticulously assess and manage this dynamic balance, ensuring our clients are positioned to achieve optimal returns.

Behavioural
Mastery

At Richify, we believe success isn't just about intelligence—it's about understanding behavior. We equip clients to discern their own biases and the market's, ensuring that wise decisions drive returns, not just intellect.

Book an appointment.

Still weighing your options? We understand that investment decisions are crucial and often demand deeper insights. If you have questions or wish to delve into the nuances of our investment products, don’t hesitate to book an appointment with our expert advisors.

Book An Appointment

Get Started

Ready to begin your financial journey with Richify? Click 'Get Started' to onboard with a focus on informed investment decisions.

Get Started

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Previous
Next

What is an IPS?

Think of an IPS as your personal GPS in the world of investing – it outlines where you want to go, how you plan to get there, and keeps you on track along the way.

Note

Why should you have an IPS?

Just like a To-Do list keeps us focused, an IPS brings clarity, direction, and discipline to our investment journey.

Clarity

An IPS offers a clear roadmap for your financial journey, defining your objectives and strategies. It eliminates confusion, ensuring you understand your goals and how to achieve them.

Direction

Providing a personalized plan, an IPS guides your investments towards your desired outcomes. It offers a structured path, helping you make informed decisions aligned with your aspirations.

Discipline

Like a reliable rulebook, an IPS keeps you disciplined in your financial decisions. It prevents impulsive choices, maintaining consistency and steadiness in your wealth-building journey.

Note

How can Richify help?

Think of us as your trusted Sarathi guiding you in your quest to pen the most vital script of your financial future.

Note

The Richify Way

The "Richify Way" encapsulates an intimate understanding of each client's unique journey, a nuanced approach to risk, and a deep appreciation for the human aspects of investing.

Tailored Financial
Blueprints

We emphasize a bespoke approach, crafting personalized investment strategies that resonate with each client's financial aspirations and stage-of-life.

Balancing Risk &
Reward

We meticulously assess and manage this dynamic balance, ensuring our clients are positioned to achieve optimal returns.

Behavioural
Mastery

At Richify, we believe success isn't just about intelligence—it's about understanding behavior. We equip clients to discern their own biases and the market's, ensuring that wise decisions drive returns, not just intellect.

Book an appointment.

Still weighing your options? We understand that investment decisions are crucial and often demand deeper insights. If you have questions or wish to delve into the nuances of our investment products, don’t hesitate to book an appointment with our expert advisors.

Book An Appointment

Get Started

Ready to begin your financial journey with Richify? Click 'Get Started' to onboard with a focus on informed investment decisions.

Get Started

Note

Note

An Investment Policy Statement, or IPS, is a roadmap for your investment journey. Think of it as a plan that outlines your investment goals, the strategies to achieve these goals, and the parameters to guide your investment decisions.

In the IPS, we discuss:

  • Your Investment Objectives: Here, we detail what you want to achieve with your investments. It could be saving for retirement, buying a home, funding your child's education, or building wealth.
  • Risk Tolerance: Every investment comes with risks, and your comfort level with these risks will influence the kind of investments we make. We help identify your risk tolerance and design a portfolio that fits.
  • Investment Strategy: This outlines how we'll achieve your goals. It includes the types of investments we'll use (like stocks, bonds, real estate, etc.), how they will be allocated, and the criteria for selecting these investments.
  • Performance Review & Rebalancing: The IPS provides guidelines for monitoring the performance of your investments and rebalancing the portfolio when needed. This ensures your investments stay aligned with your goals and risk tolerance over time.
  • Liquidity Requirements: If you need regular cash flows from your investments, we'll address that here. Your IPS ensures there's a plan in place to meet these requirements without disturbing your overall investment strategy.

Remember, the Investment Policy Statement is not a one-time document. As your life changes, so might your goals and risk tolerance. One should review and revise the IPS periodically to ensure it always reflects your current needs, aspirations, and financial situation.

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Imagine going through your day without a plan. It's easy to get overwhelmed, miss important tasks, or lose focus. Now, think about your financial future - it's way more complex and significant. That's why you need an IPS. It's like a daily planner for your long-term financial health, keeping you organized, focused, and on track.

Just like the satisfaction you feel when you tick off a task on your daily list, an IPS gives you the confidence and peace of mind that you're making progress towards your financial goals. Over time, these small but steady steps can help your wealth grow significantly.

IPS offers clarity and peace of mind in your investment journey. Think of it as a rulebook or a helpful note-to-self for your future financial decisions.

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Investment Policy Statement (IPS) is as unique as a fingerprint – it's deeply personal and tailor-made for you. There's no one-size-fits-all approach in finance and investing, but there are certainly missteps to avoid. Here's how we can assist:

  • Listening: We start by lending a patient ear to both your spoken words and unspoken concerns. We don't just ask questions; we create an open dialogue that encourages introspection and provides a thorough understanding of your financial landscape.
  • Risk Tolerance: Every investment comes with risks, and your comfort level with these risks will influence the kind of investments we make. We help identify your risk tolerance and design a portfolio that fits.
  • Independence: As an independent firm, we're not trying to sell you specific products or services. Our advice stems purely from your needs and aims for your success. We're here to guide, not to promote.
  • Challenge & Validate: While we appreciate your uniqueness, we're unafraid to challenge assumptions that defy basic financial principles or seem unrealistic. We act as your financial sounding board, providing objective insights for sound decision-making.
  • Experience & Understanding: We're seasoned players in the financial field, with a profound understanding of various financial products. We can simplify even the most complex financial scenarios, making them easy for you to understand and navigate.
  • Simplification: No matter how complex your financial situation may be, we believe in simplifying things. Our aim is not to create an IPS that binds you to us but to design a financial roadmap that fosters your independence.
  • Peace of mind: Our ultimate goal is to help you achieve financial freedom and peace of mind. We're like a 'Sarathi' in your investment journey, steering you towards your financial goals while helping you avoid potential pitfalls.

In essence, when it comes to creating your IPS, think of Richify as a partner who listens, understands, guides, and simplifies, always keeping your best interests at heart.

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RetireRich is a blend of smart financial planning and an understanding of individual life goals, designed for those on the brink of retirement or already savoring it. Guided by the mantra that youth may survive without money but age cannot, we seek to infuse your retirement with financial ease, giving you the freedom to live life to its fullest. We believe in enriching your retirement, not just surviving it.